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Contractors Insurance

Contractors, no mater where they live, no matter what trades they perform, have to pay more for their Liability Insurance compared to most other businesses in general.  Why pay more for your Contractors Insurance is you don't have to?  Using out nationwide network of Contractors Insurance carriers, Ballast Point Insurance is able to offer the lowest rates for Contractors Insurance available.  Call now for a phone quote from one of our insurance experts or fill out an online quote request form anytime by clicking on the link above.

Policy Types Available:

Contractors Liability Insurance:  
This coverage is designed to pay for bodily injury or property damage to a third party which is caused by the Contractors operations. Contractors Liability Insurance usually comes with several packaged options that can include; Damage to Rented Premises, Medical Payments, Hired and Non-Owned Auto, Personal and Advertising Injury as well as the liability coverage for their operations.  Understanding all the different types of Contractors Insurance policies can be difficult task unless you have the right knowledge and background, so dealing with just any Insurance Agent just won't do and could ultimately end up costing you more money.  The Insurance Agents and Brokers at Ballast Point Insurance have specialized in Insurance for Contractors for over thirty years total and put that experience to use for our clients everyday in order to procure the most complete coverage for the lowest prices available.  Plus, we are one of the only Contractors Insurance agencies able to offer the No Down Payment General Liability Insurance Policy for Contractors.

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Workers Comp Insurance:
The old way of thinking about Work Comp Insurance is that there are just no carriers that are offering it for Contractors. That's just not the case anymore when you specialize in Insurance for Contractors like we do. Our Contractors Insurance Agency has many carriers nationwide in which we make compete for your business. We have negotiated the lowest workers compensation rate available and can do the same for you. Ask one of our friendly Insurance Agents to provide a quick and easy Work Comp quote anytime.

Contractors Bonds:
Bonds, unlike insurance, are mostly based on the credit of the person or company that is applying for them.  Recently, due to the credit crunch problems and the lack of lending abilities, most surety companies have tightened up their guidelines and made it either highly cost prohibited or even impossible to obtain a Contractors Bond.  Through our use of many surety carriers, we are able to offer several Contractors Bond quotes that will fit your budget.  Many of our bonding companies even offer financing for bonds, which until now was virtually unheard of.  Call now for a no obligation Bond quote.  

Commercial Auto: 
Just like General Liability Insurance, there are many Commercial Auto Insurance carriers to choose from.  Many of these carriers even have special discount programs that if used properly, can reduce your premium substantially.  All of our Insurance Agents are specifically trained on each individual insurance carrier so that we can make sure to offer the lowest price for your Commercial Auto Insurance that is available.  Don't forget to ask about our multi-policy discount as well.  

Contractors Property Insurance:
Contractors Tools are one of the most overlooked items to be insured.  We hate getting those calls and having to tell our clients that their tools are not covered under their particular Contractors Insurance policy.  We always recamend insuring all your tools and contractors equipment at the same time that you start your Liability Insurance policy.  Don't wait until it's too late, contact one of our friendly Insurance Brokers anytime to find out how little it costs to insure your tools.   You will be surprised at how low our tool insurance rates can be.  

Fast and Friendly Service with Nationwide Expertise:
Our friendly Contractors Insurance Agents and Brokers have been specializing in writing Insurance for Contractors for over thirty years combined.  We understand the particular needs of the construction industry and are always happy to answer any questions that you may have.  We can beat just about any price out there using our Nationwide Insurance Carrier Network by making our carriers compete for your business.   Please feel free to contact us anytime for a free no obligation phone quote or just fill out our online quote request form anytime and one of our insurance experts will get back to you with comparative insurance quotes. 
Contractors Insurance